Showing posts with label money. Show all posts
Showing posts with label money. Show all posts
Wednesday, 2 May 2018
Wednesday, 20 November 2013
Monday, 31 December 2012
Charles Nenner Predictions ; 2010-08-04 part1
2010-08-04 Broadcasted ,
Program Name: Money and Business with Samuel Ezerzer
http://www.radio-shalom.ca/site/emissions-1042
Hours : Wednesday live at 4pm, rebroadcasted Sunday at 3am and Monday at 7pm.
Description: The Money & Business Show is the only pure Business show, live in-studio direct from Montreal. The show focuses primarily on the Canadian, United States, and the international economy through a Canadian lens. The show is informative, exciting, and sometimes controversial, encouraging healthy debate.
http://charlesnenner.com/
"At times like these, it helps to use forecasting techniques that help you look around corners .. For that we have cycle researchers, and one of the best over the years has been Charles Nenner." - Jon Markman, WSJ.COM, June 23, 2010
"I have been following Charles' daily research reports myself for many years, and found
them to be uncannily accurate." - www.MadHedgeFundTrader.com, May 17, 2012
"In every tumultuous market, investors seek out a guru who can divine the market turn. This time, investors are finding comfort in Mr. Nenner.
- Wall Street Journal, June 24, 2006
About Charles Nenner
In 2001, Charles Nenner founded, and is president of, the Charles Nenner Research Center. Mr. Nenner has provided his independent market research to the following entities all over the world: hedge funds, banks, brokerage firms, family offices, and individual clients. Mr. Nenner worked for Goldman, Sachs & Co in NY, from 2001 to 2008. Before that time, Mr. Nenner worked exclusively for Goldman, Sachs & Co. in London, where he served as a technical analyst for Goldman's fixed income trading group from 1998 to 2001. From 1997 to 1998, he served as the head of trading research at Rabobank International, and from 1992 to 1994, he was head of Market Timing at Ofek Securities in Tel Aviv. Mr. Nenner served as Director of Research at Windsor NY between 1987 and 1989, and was a Financial Consultant with Merrill Lynch out of its Amsterdam Office from 1985 to 1987. Mr. Nenner initiated a system of pattern forecasting and securities analysis, and developed a computer program which takes many indicators into account, including Mr. Nenner's use of proprietary cycle analysis. Mr. Nenner graduated from Maimonides College Amsterdam in 1972, and from the University of Amsterdam Medical College, where he earned his medical degree in 1984.
The Man Who Took On The Oil Giants; Marc Rich
Meet The Man Who Put The Oil Market Power in the Hands of Resource Rich Countries
My Name is Samuel Ezerzer producer and host of the Money and Business show in Montreal , I interviewed Daniel Ammann 2011-03-16 http://www.radio-shalom.ca/site/emissions-1042
from Zurich Switzerland to discuss the live of the man who inveted the independent oil trade as well as the man who broke the the oil cartel ,The "Seven Sisters" was a term coined in the 1950s by businessman Enrico Mattei, then-head of the Italian state oil company Eni, to describe the seven oil companies which formed the "Consortium for Iran" cartel and dominated the global petroleum industry, from the mid-1940s to the 1970s ,The group comprised Anglo-Persian Oil Company (now BP); Gulf Oil, Standard Oil of California (SoCal) and Texaco (now Chevron); Royal Dutch Shell; and Standard Oil of New Jersey (Esso) and Standard Oil Company of New York (Socony) (now ExxonMobil).
Prior to the oil crisis of 1973, the members of the Seven Sisters controlled around 85% of the world's petroleum reserves, but in recent decades the dominance of the companies and their successors has declined as a result of the increasing influence of the OPEC cartel and state-owned oil companies in emerging-market economies.
The journalist Daniel Ammann has written a comprehensive biography about Marc Rich: "The King of Oil -- The Secret Lives of Marc Rich". The biography has been published in English, German, Spanish, Portuguese, Japanese and Chinese.
King Of Oil
Billionaire oil trader Marc Rich for the first time talks at length about his private life (including his expensive divorce from wife Denise); his invention of the spot oil market, which made his fortune and changed the world economy; his lucrative and unpublicized dealings with Ayatollah Khomeini's Iran, Fidel Castro's Cuba, war-ravaged Angola, and apartheid South Africa; his quiet cooperation with the Israeli and U.S. governments (even after he was indicted for tax fraud by Rudy Guiliani) and near-comical attempts by U.S. officials to kidnap him illegally.Program Name: Money and Business with Samuel Ezerzer
Hours : Wednesday live at 4pm, rebroadcasted Sunday at 3am and Monday at 7pm.
Description: The Money & Business Show is the only pure Business show, live in-studio direct from Montreal. The show focuses primarily on the Canadian, United States, and the international economy through a Canadian lens. The show is informative, exciting, and sometimes controversial, encouraging healthy debate.
sam ezerzer
moneyandbusinessshow@gmail.com
Friday, 3 February 2012
Flow Through Shares and their tax advantage , and how can you as an investor profit !!
Roman Jaskolski
RADIO SHALOM CJRS1650 AM/
October 13th live
MONEY AND BUSINESS SHOW AT 4PM LIVE
www.radio-shalom.ca
MONEY MONEY & BUSINESS /
http://www.radio-shalom.ca/EN/showemissionsall.php?ID=1042
http://www.radio-shalom.ca/EN/player.php?URI=/../mp3/Programs/1042/1124.mp3
listen to show
There aren't many legitimate tax shelters for for investors and
high-income entrepreneurs , let alone many that offer the potential
for lucrative returns ,Most investors know only how to take advantageof RRSP contribution and Tax savings accounts to reduce their taxes. But that's the promise of flow-through shares. Issued by Canadiancompanies in the energy or mining sectors to raise funds forexploration, flow-throughs give investors juicy tax breaks and the opportunity for capital appreciation based on new discoveries and rising commodity prices. Resource companies typically have huge upfront exploration costs and little or no revenue. That means they don't need the tax deductions they would incur as income-generating companies. So to finance that exploration, they'll issue shares and allow the tax deductions to "flow through" to investors. Essentially,exploration or mining companies who issue flow-through shares renounce the deductions that would normally be available to the company and provide the deduction to the investor. So in order for the investor to benefit from the flow-through sharesthe company must spend the flow-through dollars on exploration in Canada. This includes most non-development stages of mining including ground sampling,geophysics, drilling, etc. At present, Quebec offers the largest potential tax savings for flow-through share investments followed by British Columbia, Manitoba, Saskatchewan and Ontario According to the PDCA ( Prospectors and Developers Association of Canada) the Canadian mineral exploration sector has averaged over one discovery per month since the enhanced flow-through program was introduced in October, 2000.
The resource sector is cyclical by nature, and exploration is risky ,
is there a guarantee that there will be a discovery or discoveries ?
And are Flow-through the right investment for you ? And can also
withstand a little volatility in portfolio for tax purposes ?
Live today on money and business , in our studios to talk about Flow Through shares and their tax advantage , we have Mr Roman Jaskolski an investment advisor from Richardson GMP Limited in Montreal;
http://www.richardsongmp.com/
My name is Samuel Ezerzer thank you for tuning in to Money and Business on radio shalom CJRS 1650 AM in Montreal, the financial Capital of Canada...I am a Financial Consultant for T E Wealth , Financial Consultants specializing in financial planning , Investment Management , and retirement planning ,and if you have any questions on money and business show or please give me a call directly at 514 738 4100 ext 272 or you can visit our website at www.radio-shalom.ca and listen on live stream and check our archives. You may also email me with your questions or suggestions on today’s show at moneyandbusinesshow@gmail.com and I will reply to your questions, and if you need to have your financial analysis and planning please email me at sezerzer@temirador.com
Our live topic of discussion today; Flow Through Shares and their tax advantage , and how can you as an investor profit !!
I know it’s early to be talking about Canadian tax saving strategies ,
but I thought I would talk about flow through shares on today's showsince it doesn’t seem like there’s much information out there on this topic. Besides, it’s never too early to be talking about taxes!
BIOGRAPHY
Mr Roman Jaskoslki from Richardson GMP Limited in Montreal,
He is an Investment advisor and focuses specifically on the tax
advantage of Flow Through Shares and an innovator on pension options including Individual Pension Plans; Having spent his entire career in the financial industry , Roman also writes and sends out 2 or 3 times a week a nationally syndicated Business commentary to help investor on why and how the economy are constantly evolving ...
Questions
SAM -
Welcome to the money & business show Roman ,
Roman ------ thank you for inviting me on the money and business show
on radio shalom
sam -
Roman when i was writing up your bio I came across that you where
involved in rodeo many years back ? Horses or bulls you where riding..
Roman ..........
SAM-
Roman we are going to talk about your weekly business commentaries
that i have been receiving in the past week or so in the last segment
of the show , last week The U.S. economy unexpectedly shed 95,000 jobs
in September for a fourth straight month, as government payrolls fell
and private hiring was less than expected, hardening expectations of
further Federal Reserve action to spur the economy ,,,In Canada, the
unemployment rate went to 8% from 8.1% as fewer people looked for work
;
lets hear a clip from Bank of Canada Governor Mark Carney on the
Canadian economy that will grow at a "modest pace" in the coming
months .
http://stage.bnn.ca/News/2010/9/30/Mark-Carney-warns-of-modest-growth.aspx
We heard the bank governor of canada Mark Carney talk about modest
growth in the coming month ....Roman Given the soft job reports on
both sides of the border , do you think the bank of Canada will raise
interest rates in the future ?
Disclaimer ;Please because of the subject matter on flow through
shares that deals with tax issues and has medium risk for the
investors , please talk to your investment advisor or tax account
before buying flow through shares and do your due diligence , or you
can contact Mr roman jaskoslky for more information ...
Questions re. Flow-Through Shares
1. Roman – So roman not many financial advisor advise their clients
about flow through shares and their tax advantage , what attracted you
or motivated you to talk about these flow through shares , and can you
also tell us a short profile on Richardson GMP Limited ...
2. Today’s topic is flow-through shares – Roman could you give a us a
brief description of what flow-through shares are? And can you give us
a simple example ?
Flow-through shares have been around since 1954. They are now more
accessible than ever, with a minimum investment as low as $2,500.
The governments of Canada and Quebec give tax credits to resource
mining companies that do exploration and development and the companies
can then transfer these tax credits to individual investors as tax
deductions.
These tax deductions are admissible against all kinds of income.
3.Can the average investor invest in the these flow throughs or What
or who is the market for flow-through shares?
Of course, high net worth individuals or anyone wanting to maximize
their after tax net worth.
They can also be used for .............
4. Income tax benefits to individual investors will vary, depending on
the taxpayer's jurisdiction of residence for income tax purposes and
marginal tax rate. Are there advantages for Quebec vs. Canadian
residents when purchasing flow-through shares?
A. Yes there are. Two very important ones: first Quebec gives you a
150% tax deduction vs. Canada a 100% deduction and when the flow
through shares “roll-over” Quebec gives you a capital gains
exoneration which Canada does not for your income tax deductions.
Let’s pretend you bought $10K worth of flow through shares. Let’s
pretend you make the big bucks, and your Marginal Tax Bracket is 43.7%
When you get your tax refund- if you work as an employee, you will get
$4370 back, meaning you will have tax savings of $4370. This
works by multiplying $10,000 x 43.7%= $4370.(It’s just like an RRSP-
whatever you contribute, you get a tax savings of your marginal tax
bracket) However, there’s a catch. When you sell your flow through
shares- let’s assume for simplicity’s sake that you neither make nor
lose money on the $10,000 you invested, the adjusted cost base is $0-
so the capital gain is considered $10,000. So that tax you would have
to pay when you sell is: $10,000/2=$5000x 43.7%=$2185.
5 What are some of the uses for flow-through shares?
a. Reduce your capital gains; give example of selling a duplex or cottage.
b. Receiving a double tax deduction when combining them with your RRSP
contribution.
c. Eliminating or reducing your O.A.S. benefit claw back.
Sam
to recap what are Flow Through Shares for those who are tuning in :
Basically an investment that has intense tax advantages (which means
you get a big refund income tax refund time).
Primarily involves investments in the Oil and Gas Industry, the Mining
Industry, and the Wind Power Industry;
The investment is 100% tax deductible against your income;
After a certain period (usually 1-2 years) your shares will roll over
into a mutual fund which you can sell at any time;
It turns fully taxable income into future tax advantaged capital gains;
You have to look at the Marginal Tax Bracket you’re in to see how much
money you will get back come refund time;
The higher your pay (the more taxes you pay), the more you’ll get out of this
6. With the market volatility that we’ve seen recently in the past few
years , is this a good time to purchase flow-through shares?
It is one of the best times ever to purchase quality flow-through
shares. The recent financial crisis had pushed down all metal and
resource prices. Now, as we go through the recovery, metal prices are
rising and many exploration companies are enjoying record profits.
7. Is the accountant or tax specialist involved?
A. Absolutely. While we can show you the approximate after tax
savings, it is your accountant that intimately knows your financial
status and I always enjoy working alongside with them.
8. So when Can you buy / sell this investment and how does it work?
This investment does not trade like a stock. Once you buy it, you must
hold it until it rolls over or matures
disclaimer ; Please because of the subject matter on flow through
shares that deals with tax issues and has medium risk for the
investors , please talk to your investment advisor or tax account
before buying flow through shares and do your due diligence , or you
can contact Mr roman jaskoslky for more information ...
9. Well then, how long do you need to hold this investment?
The holding period is anywhere from 5 months to a max of 2 years. The
issuing company decides when it is most advantageous to rollover the
investment into a mutual fund.
Once the funds “rollover” they are paid back to the investor.
10. Roman Past performance cannot guarantee future returns and most
flow-through investments are considered high to medium risk due to the
nature of resource exploration and sensitivity to resource prices.
This almost sounds too good to be true. What is the track record of
this type of investment and can you lose your money?
Looking back over the last 10 years, I have the track record of all
the flow-through offerings that have been made by the leading company
in Quebec. It would be a pleasure to send them to anyone who is
interest, if you would contact me.
Over the last 10 years this company’ flow-through shares only lost
money in 2007 when we had the financial crisis and stock markets
tumbled in the 2007 – 2008 period almost 55%. Clearly, 2007 was an
anomaly, a once in a lifetime event.
If we include 2007, the net average return on investment in
flow-through shares is 55.5%. If we exclude 2007, then the average net
return on investment in flow-through shares after a holding period of
1 ½ years is 84%.
11. Very interesting. By the way Roman, I receive regularly your
Business Commentary. Can you tell me a little bit about your
publication?
Summary of flow troughs shares
FLOW THROUGH SHARES PROS:
It’s a nice tax shelter from the government (as we know, there are few
tax shelters!);
If you’re in a high tax bracket, it’s one way to not have to be gauged
in paying taxes;
You help stimulate the Canadian economy ;
FLOW THROUGH SHARES
When you sell, the adjusted cost base is $0, so whatever you have is
considered a capital gain;
They can be risky;
They are often sold at a premium;
It would be supportive of the oil and gas industry, mining.. I guess
that’s what Canada is all about, but if you have issues with it in
terms of the environmental consequences of supporting exploration
companies, then it might not be for you;
Doing the taxes for flow through shares is complicated. You’ll
probably need to get an accountant involved (which might incur extra
costs)
RADIO SHALOM CJRS1650 AM/
October 13th live
MONEY AND BUSINESS SHOW AT 4PM LIVE
www.radio-shalom.ca
MONEY MONEY & BUSINESS /
http://www.radio-shalom.ca/EN/showemissionsall.php?ID=1042
http://www.radio-shalom.ca/EN/player.php?URI=/../mp3/Programs/1042/1124.mp3
listen to show
There aren't many legitimate tax shelters for for investors and
high-income entrepreneurs , let alone many that offer the potential
for lucrative returns ,Most investors know only how to take advantageof RRSP contribution and Tax savings accounts to reduce their taxes. But that's the promise of flow-through shares. Issued by Canadiancompanies in the energy or mining sectors to raise funds forexploration, flow-throughs give investors juicy tax breaks and the opportunity for capital appreciation based on new discoveries and rising commodity prices. Resource companies typically have huge upfront exploration costs and little or no revenue. That means they don't need the tax deductions they would incur as income-generating companies. So to finance that exploration, they'll issue shares and allow the tax deductions to "flow through" to investors. Essentially,exploration or mining companies who issue flow-through shares renounce the deductions that would normally be available to the company and provide the deduction to the investor. So in order for the investor to benefit from the flow-through sharesthe company must spend the flow-through dollars on exploration in Canada. This includes most non-development stages of mining including ground sampling,geophysics, drilling, etc. At present, Quebec offers the largest potential tax savings for flow-through share investments followed by British Columbia, Manitoba, Saskatchewan and Ontario According to the PDCA ( Prospectors and Developers Association of Canada) the Canadian mineral exploration sector has averaged over one discovery per month since the enhanced flow-through program was introduced in October, 2000.
The resource sector is cyclical by nature, and exploration is risky ,
is there a guarantee that there will be a discovery or discoveries ?
And are Flow-through the right investment for you ? And can also
withstand a little volatility in portfolio for tax purposes ?
Live today on money and business , in our studios to talk about Flow Through shares and their tax advantage , we have Mr Roman Jaskolski an investment advisor from Richardson GMP Limited in Montreal;
http://www.richardsongmp.com/
My name is Samuel Ezerzer thank you for tuning in to Money and Business on radio shalom CJRS 1650 AM in Montreal, the financial Capital of Canada...I am a Financial Consultant for T E Wealth , Financial Consultants specializing in financial planning , Investment Management , and retirement planning ,and if you have any questions on money and business show or please give me a call directly at 514 738 4100 ext 272 or you can visit our website at www.radio-shalom.ca and listen on live stream and check our archives. You may also email me with your questions or suggestions on today’s show at moneyandbusinesshow@gmail.com and I will reply to your questions, and if you need to have your financial analysis and planning please email me at sezerzer@temirador.com
Our live topic of discussion today; Flow Through Shares and their tax advantage , and how can you as an investor profit !!
I know it’s early to be talking about Canadian tax saving strategies ,
but I thought I would talk about flow through shares on today's showsince it doesn’t seem like there’s much information out there on this topic. Besides, it’s never too early to be talking about taxes!
BIOGRAPHY
Mr Roman Jaskoslki from Richardson GMP Limited in Montreal,
He is an Investment advisor and focuses specifically on the tax
advantage of Flow Through Shares and an innovator on pension options including Individual Pension Plans; Having spent his entire career in the financial industry , Roman also writes and sends out 2 or 3 times a week a nationally syndicated Business commentary to help investor on why and how the economy are constantly evolving ...
Questions
SAM -
Welcome to the money & business show Roman ,
Roman ------ thank you for inviting me on the money and business show
on radio shalom
sam -
Roman when i was writing up your bio I came across that you where
involved in rodeo many years back ? Horses or bulls you where riding..
Roman ..........
SAM-
Roman we are going to talk about your weekly business commentaries
that i have been receiving in the past week or so in the last segment
of the show , last week The U.S. economy unexpectedly shed 95,000 jobs
in September for a fourth straight month, as government payrolls fell
and private hiring was less than expected, hardening expectations of
further Federal Reserve action to spur the economy ,,,In Canada, the
unemployment rate went to 8% from 8.1% as fewer people looked for work
;
lets hear a clip from Bank of Canada Governor Mark Carney on the
Canadian economy that will grow at a "modest pace" in the coming
months .
http://stage.bnn.ca/News/2010/9/30/Mark-Carney-warns-of-modest-growth.aspx
We heard the bank governor of canada Mark Carney talk about modest
growth in the coming month ....Roman Given the soft job reports on
both sides of the border , do you think the bank of Canada will raise
interest rates in the future ?
Disclaimer ;Please because of the subject matter on flow through
shares that deals with tax issues and has medium risk for the
investors , please talk to your investment advisor or tax account
before buying flow through shares and do your due diligence , or you
can contact Mr roman jaskoslky for more information ...
Questions re. Flow-Through Shares
1. Roman – So roman not many financial advisor advise their clients
about flow through shares and their tax advantage , what attracted you
or motivated you to talk about these flow through shares , and can you
also tell us a short profile on Richardson GMP Limited ...
2. Today’s topic is flow-through shares – Roman could you give a us a
brief description of what flow-through shares are? And can you give us
a simple example ?
Flow-through shares have been around since 1954. They are now more
accessible than ever, with a minimum investment as low as $2,500.
The governments of Canada and Quebec give tax credits to resource
mining companies that do exploration and development and the companies
can then transfer these tax credits to individual investors as tax
deductions.
These tax deductions are admissible against all kinds of income.
3.Can the average investor invest in the these flow throughs or What
or who is the market for flow-through shares?
Of course, high net worth individuals or anyone wanting to maximize
their after tax net worth.
They can also be used for .............
4. Income tax benefits to individual investors will vary, depending on
the taxpayer's jurisdiction of residence for income tax purposes and
marginal tax rate. Are there advantages for Quebec vs. Canadian
residents when purchasing flow-through shares?
A. Yes there are. Two very important ones: first Quebec gives you a
150% tax deduction vs. Canada a 100% deduction and when the flow
through shares “roll-over” Quebec gives you a capital gains
exoneration which Canada does not for your income tax deductions.
Let’s pretend you bought $10K worth of flow through shares. Let’s
pretend you make the big bucks, and your Marginal Tax Bracket is 43.7%
When you get your tax refund- if you work as an employee, you will get
$4370 back, meaning you will have tax savings of $4370. This
works by multiplying $10,000 x 43.7%= $4370.(It’s just like an RRSP-
whatever you contribute, you get a tax savings of your marginal tax
bracket) However, there’s a catch. When you sell your flow through
shares- let’s assume for simplicity’s sake that you neither make nor
lose money on the $10,000 you invested, the adjusted cost base is $0-
so the capital gain is considered $10,000. So that tax you would have
to pay when you sell is: $10,000/2=$5000x 43.7%=$2185.
5 What are some of the uses for flow-through shares?
a. Reduce your capital gains; give example of selling a duplex or cottage.
b. Receiving a double tax deduction when combining them with your RRSP
contribution.
c. Eliminating or reducing your O.A.S. benefit claw back.
Sam
to recap what are Flow Through Shares for those who are tuning in :
Basically an investment that has intense tax advantages (which means
you get a big refund income tax refund time).
Primarily involves investments in the Oil and Gas Industry, the Mining
Industry, and the Wind Power Industry;
The investment is 100% tax deductible against your income;
After a certain period (usually 1-2 years) your shares will roll over
into a mutual fund which you can sell at any time;
It turns fully taxable income into future tax advantaged capital gains;
You have to look at the Marginal Tax Bracket you’re in to see how much
money you will get back come refund time;
The higher your pay (the more taxes you pay), the more you’ll get out of this
6. With the market volatility that we’ve seen recently in the past few
years , is this a good time to purchase flow-through shares?
It is one of the best times ever to purchase quality flow-through
shares. The recent financial crisis had pushed down all metal and
resource prices. Now, as we go through the recovery, metal prices are
rising and many exploration companies are enjoying record profits.
7. Is the accountant or tax specialist involved?
A. Absolutely. While we can show you the approximate after tax
savings, it is your accountant that intimately knows your financial
status and I always enjoy working alongside with them.
8. So when Can you buy / sell this investment and how does it work?
This investment does not trade like a stock. Once you buy it, you must
hold it until it rolls over or matures
disclaimer ; Please because of the subject matter on flow through
shares that deals with tax issues and has medium risk for the
investors , please talk to your investment advisor or tax account
before buying flow through shares and do your due diligence , or you
can contact Mr roman jaskoslky for more information ...
9. Well then, how long do you need to hold this investment?
The holding period is anywhere from 5 months to a max of 2 years. The
issuing company decides when it is most advantageous to rollover the
investment into a mutual fund.
Once the funds “rollover” they are paid back to the investor.
10. Roman Past performance cannot guarantee future returns and most
flow-through investments are considered high to medium risk due to the
nature of resource exploration and sensitivity to resource prices.
This almost sounds too good to be true. What is the track record of
this type of investment and can you lose your money?
Looking back over the last 10 years, I have the track record of all
the flow-through offerings that have been made by the leading company
in Quebec. It would be a pleasure to send them to anyone who is
interest, if you would contact me.
Over the last 10 years this company’ flow-through shares only lost
money in 2007 when we had the financial crisis and stock markets
tumbled in the 2007 – 2008 period almost 55%. Clearly, 2007 was an
anomaly, a once in a lifetime event.
If we include 2007, the net average return on investment in
flow-through shares is 55.5%. If we exclude 2007, then the average net
return on investment in flow-through shares after a holding period of
1 ½ years is 84%.
11. Very interesting. By the way Roman, I receive regularly your
Business Commentary. Can you tell me a little bit about your
publication?
Summary of flow troughs shares
FLOW THROUGH SHARES PROS:
It’s a nice tax shelter from the government (as we know, there are few
tax shelters!);
If you’re in a high tax bracket, it’s one way to not have to be gauged
in paying taxes;
You help stimulate the Canadian economy ;
FLOW THROUGH SHARES
When you sell, the adjusted cost base is $0, so whatever you have is
considered a capital gain;
They can be risky;
They are often sold at a premium;
It would be supportive of the oil and gas industry, mining.. I guess
that’s what Canada is all about, but if you have issues with it in
terms of the environmental consequences of supporting exploration
companies, then it might not be for you;
Doing the taxes for flow through shares is complicated. You’ll
probably need to get an accountant involved (which might incur extra
costs)
Friday, 27 January 2012
Healthcare Coaching the New Trend for Corporation ; Does It Prevent Absenteeism in the Workforce and is it good Business ?
September 8th 2010 at 4pm
Radio Shalom
CJRS1650AM Money and Business
Caylah McCoy Rosen & Alan Kholl
September 8th 2010 at 4pm
CJRS1650AM Money and Business
Caylah McCoy Rosen & Alan Kholl
September 8th 2010 at 4pm
MONEY MONEY & BUSINESS
INTRODUCTION
If you needed support to eat less, move more, stop smoking, or reduce the physical toll of stress, you'll call on a health and wellness coach. Coaches in this niche not only help clients identify goals, plan strategies, and create structures, but they also explore their the underlying beliefs that may be getting in the way of their health goals.
A recent Wall Street Journal article--Wellness Programs May Face Legal Tests: Plans That Penalize Unhealthy Workers Could Get Tighter Rules--discusses the US Department of Labor’s decision to curtail the ability of employers to motivate workers to kick unhealthy habits by making health insurance more expensive for unhealthy workers than for their colleagues.
Workplace wellness programs--which focus on illness prevention and chronic disease management through self-maintenance--are one key ingredient for healthcare cost control in Canada and the US. Healthier employees tend to be happier, more motivated and more focused, which benefit their employers through reduced healthcare-related expenditures, improved productivity, lowered absentee......ism and fewer on-the-job accidents. While “sticks and carrots” can help convince some employees to adhere to their wellness plan and lead healthier lifestyles, it will be ineffective or even harmful for some due to powerful psychological, physiological and situational factors.
Even the president of the united states and our prime minister in Canada agrees that wellness programs are essential for controlling healthcare costs. Employer-based wellness programs have been shown to have substantial return on investment through increased productivity and reduced absenteeism, by promoting employee health & safety and organizational effectiveness, and by reducing expenses through lowered sick-care utilization. In our studios we have miss cayla mccoy rosen a private nurse and who is an expert in healthcare coaching in Montreal and Mr Alan kholl is in our studios from Omaha Nebraska and is an expert in healthcare care coaching.
Even the president of the united states and our prime minister in Canada agrees that wellness programs are essential for controlling healthcare costs. Employer-based wellness programs have been shown to have substantial return on investment through increased productivity and reduced absenteeism, by promoting employee health & safety and organizational effectiveness, and by reducing expenses through lowered sick-care utilization. In our studios we have miss cayla mccoy rosen a private nurse and who is an expert in healthcare coaching in Montreal and Mr Alan kholl is in our studios from Omaha Nebraska and is an expert in healthcare care coaching.
Healthcare Coaching the New Trend for Corporation ; does it prevent absenteeism in the workforce and is it good business ?
EACH SEGMENT
Caylah McCoy-Rosen Founder and Director Medical Affairs & she is also a nursing Professor for TANDEM Health solutions & we also have in our studios Mr Alan Kohll from omaha nebraska Founder and CEO of total wellness and has Developed a leading online health assessment for employer groups, lifestyle health coaching.
BIOGRAPHY
Caylah McCoy-Rosen Founder and Director Medical Affairs & she is also a nursing Professor for Solutions TANDEM Health and you can read more about her on http://www.solutionstandemhealth.com/ , Miss Caylah is Canadian and American Nursing Board certified & Graduate of Dawson College Nursing in 1991.She is also a graduate from New York University.
In 1992 Caylah was certified with THE NATIONAL CENTER OF EDUCATION in Rose-ville California , and She completed the Psychology of Substance Abuse and Co-dependency certificate ,
in 1992 to 1996 Caylah worked for “Hospital Staffing services “ in Long Island at Stoney Brook in NY, St Joseph's Hospital in Huston, TX and in Miami Beach, FL. In 1996 Caylah also known as "Colleen" was chosen to audition for "Just For Laugh's" comedy festival.
And also in our studios we have;
Mr Alan Kohll , Founder and CEO http://www.totalwellnesshealth.com/ , Developed a leading online health assessment for employer groups, lifestyle health coaching. Both are built based on the best science and research to date. Mr Alan kohll is a tri-athlete and believer in honesty and authenticity.
small talk
caylah
caylah you where known as a comedian with a car ,, why?
So to have a good senses of humor in a hospital , especially around patience that where lonely ,not well or suffering , what did you bring to these people with comedy ? ( they where my audience just kidding )
Alan
you Organized the first Olympic Distance Race in Omaha this year , with the help of Ironman with over 700 registrants. When were the Olympics held in OMAHA? And did the oracle of omaha participate? (warren buffet)
questions
1.
How did you get into the field health care coaching in the nursing field caylah ?
And Alan How did you get in the field of lifestyle health coaching for corporations?
2.
So can you explain caylah what does a health care coach mean in the corporate world , especially now that 400,000 baby boomers a year in Canada will be retiring?
3.
Caylah how did you enjoy working as a nurse in the united states as compared to working in Canada?
Did you feel like Steven Slater the flight attendant from jetblue who abruptly quite his job , cursed over the loudspeaker and grabbed some beer then bolted via the emergency chute.
(would you have detected this person insanity)
4.
Caylah What is the difference or what is your perception of the working conditions between the Canadian nursing system and a nurse working conditions in the united states ?
Alan What will be the future of health care be in the US? And How will that compare to the Canadian health care system?
5.
One historical problem with the U.S. system is as known as job lock ----in which people become tied to their jobs for fear of losing their health insurance thus reduces the flexibility of the labor market. . Someone who has recently been diagnosed with cancer, for example, may face job lock in the united states not out of fear of losing their health insurance, but based on prospective employers not wanting to add the cost of treating that illness to their own health insurance pool, for fear of future insurance rate increases. Thus, being diagnosed with any illness can cause someone to be forced to stay in their current job.
Alan have you encounter this type of situations where employees don't want to leave their jobs for fear of losing their jobs? And What have you done in your own company to set the example for corporate health in the US?
6.
“Employee absences are an obvious cost to any business,” ,,Because absentee....ism is hard to ignore, many employers focus on the process of getting people back to work especially in north America , without ensuring that employees get the help they really need to resolve the reason the absence occurred in the first place.”
The finding of a Research Group show that when absence and disability management services are focused on workplace health programs, such as an health screening prevention and Employee Assistance Program and Training, the cost savings range from 16% to 61% when compared to previous costs. “This is money that goes directly to the bottom line,” . “In addition, there are opportunity costs from healthy employees and reduced absence that provide further benefits.” In an integrated approach to health and absence management, the greatest improvements are seen when employers provide a structured outreach program to employees in need.
Why would a corporation use your services caylah as a private nurse or health care coach ?….
…....and do the corporations know the benefits of health care coaching because the benefits are huge?
7.
What services caylah and alan do you offer ?
-Health screening and health coaching
-employee assistant pro gramme
-health and wellness days
8.
Is this the new trend for private Nursing in Canada ?
And we just found about a month and half ago of the impending strike Quebec ? And how would you benefit from it?
9.
Alan how are large and smaller employers adjusting to the new Healthcare Reform Law in the united states?
10.
Do US companies look for global corporate wellness programs?
11.
Alan What is the role of the health coach in promoting healthy behaviors?
12.
Alan What are the pitfalls in dealing with the obama new healthcare plans? And How are health plans going to adjust to the new mandate to make 85% of the benefit gets to the insured?
13.
I will ask both of you this questions ;
what is the most expensive chair of ones corporation?
This is quote that I like to end the show with and it goes like this ,,,
“You are the only one who can create your own sense of security. Invest in yourself right now!" what do you say that Alan and cayla..
CONCLUSION
Tonight we celebrate rosh hashana , the year is 5771 , Rosh Hashanah means, literally, "head of the year" or "first of the year.".This name is somewhat deceptive, because there is little similarity between Rosh Hashanah, one of the holiest days of the year, and the new years as we know as the julien calender celebrated jan 1rst, whereby at midnight the drinking bash starts and during the daytime we watch the football games ,what else is there to do if your staying in town and not basking under the sun...
There is, however, one important similarity between the Jewish New Year and the julian calander : Many Americans and canadians use the New Year as a time to plan a better life, making new "resolutions." Likewise, the Jewish New Year is a time to begin introspection, looking back at the mistakes of the past year and planning the changes to make in the new year.
my name is samuel ezerzer, I want to wish u joseph , cayla and alan and thank you for coming to our studios ,a happy new year ...and for all our listners on money and business in canada and around the globe...
L'shanah tovah tikatev v'taihatem , which means "May you be inscribed and sealed for a good year.
Happy capitalism!!
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